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ISABI STORE — TERMS & CONDITIONS

Effective Date: 24 August 2026
Last Updated: 24 August 2026

Welcome to ISABI STORE — where businesses grow, customers shop, and trust matters.

These Terms & Conditions (“Terms”) govern your access to and use of the ISABI STORE website, marketplace, applications, services and related features (collectively, the “Platform”).

By accessing, registering on, purchasing from, selling through, or otherwise using ISABI STORE, you agree to these Terms. If you do not agree, please do not use the Platform.


1. About ISABI STORE

ISABI STORE is an online marketplace that connects customers with independent sellers, vendors and businesses.

ISABI STORE may provide the technology, marketplace infrastructure, payment facilitation, communication tools, promotional services and other features that enable transactions between buyers and sellers.

Unless expressly stated otherwise, the seller is responsible for the products they list and sell, including their accuracy, quality, legality, availability and compliance with applicable laws.


2. Who Can Use ISABI STORE?

You must provide accurate information when creating an account.

By using ISABI STORE, you confirm that:

  • The information you provide is accurate and up to date.
  • You have the legal capacity to enter into applicable transactions.
  • You will use the Platform lawfully.
  • You will not impersonate another person or business.
  • You will not create accounts for fraudulent or deceptive purposes.

Where an account is created on behalf of a business, the person creating the account confirms that they are authorised to act for that business.


3. Your ISABI STORE Account

Some features require an account.

You are responsible for:

  • Keeping your login credentials confidential.
  • Providing accurate account information.
  • Keeping your information updated.
  • All activities carried out through your account, except where caused by circumstances outside your reasonable control.

Please notify us promptly if you suspect that your account has been compromised.

We may suspend, restrict or terminate accounts involved in fraud, abuse, unlawful activities, repeated violations of these Terms or activities that threaten the security or integrity of the Platform.


4. Shopping on ISABI STORE

When you purchase a product, you agree to provide accurate information necessary to process and deliver your order.

Product listings may contain information provided by individual sellers. While we encourage sellers to provide accurate information, ISABI STORE does not guarantee that every seller-provided description, image, specification or claim is completely accurate, current or error-free.

Before purchasing, carefully review:

  • Product description
  • Price
  • Quantity
  • Seller information
  • Delivery information
  • Return conditions
  • Applicable taxes, fees or charges

5. Product Prices

Sellers determine the prices of their products unless otherwise indicated.

Prices may change without notice before an order is successfully placed.

We make reasonable efforts to display accurate prices. However, obvious pricing or listing errors may occasionally occur.

If an obvious error affects an order, we may contact you to confirm whether you wish to proceed at the correct price or cancel the affected order.


6. Orders

Placing an order constitutes an offer to purchase.

An order is not necessarily accepted merely because you receive an automated order confirmation.

We reserve the right, subject to applicable law, to cancel or decline an order where:

  • The product is unavailable.
  • There is a pricing or listing error.
  • Payment cannot be confirmed.
  • Fraud or suspicious activity is detected.
  • The seller cannot fulfil the order.
  • Technical or operational circumstances prevent fulfilment.

Where appropriate, amounts paid for a cancelled order will be refunded through the applicable payment/refund process.


7. Payments

Payments may be processed through third-party payment providers.

By making a payment, you authorise the applicable payment provider and/or ISABI STORE to process the transaction according to the selected payment method.

You must not use:

  • Stolen payment information.
  • Fraudulent cards or accounts.
  • Unauthorised payment methods.
  • Payment methods belonging to another person without permission.

ISABI STORE may place orders on hold or cancel transactions where payment fraud or suspicious activity is reasonably suspected.


8. Delivery

Delivery times depend on the seller, product, delivery location, courier and other circumstances.

Estimated delivery dates are estimates and are not necessarily guarantees.

Customers are responsible for providing accurate delivery information.

ISABI STORE and sellers are not responsible for delays caused by circumstances reasonably outside their control, including:

  • Courier disruptions
  • Severe weather
  • Government restrictions
  • Strikes
  • Security incidents
  • Incorrect customer information
  • Unforeseen operational disruptions

9. Returns, Refunds & Cancellations

Returns and refunds are governed by our applicable Return Policy and the terms displayed for the relevant product or seller.

A product may be ineligible for return where applicable law permits such exclusion, including certain personalised, perishable, hygiene-sensitive or otherwise restricted products.

Customers should inspect products promptly after delivery and report issues within the applicable return period.

Nothing in these Terms removes or limits any mandatory consumer rights that cannot legally be excluded.


10. Sellers & Vendors

Sellers are responsible for everything they list on ISABI STORE.

A seller agrees to:

  • Provide accurate product information.
  • Sell genuine and lawful products.
  • Maintain adequate stock information.
  • Fulfil accepted orders.
  • Package products appropriately.
  • Honour applicable return and refund obligations.
  • Communicate honestly with customers.
  • Comply with applicable laws and regulations.
  • Pay applicable marketplace fees or commissions.
  • Maintain accurate business and payment information.

Sellers must not list counterfeit, stolen, prohibited, unsafe or unlawfully restricted products.


11. Seller Commission

Where applicable, ISABI STORE may charge sellers a commission or other marketplace fee.

The applicable rate, calculation method and payment terms will be communicated through the seller platform or applicable seller agreement.

ISABI STORE may update its fees with reasonable notice, subject to applicable agreements and law.


12. Seller Content

Sellers may upload:

  • Product photographs
  • Product descriptions
  • Logos
  • Business information
  • Promotional content
  • Other marketplace materials

By uploading such content, the seller confirms that they have the necessary rights to use it.

The seller grants ISABI STORE a non-exclusive, worldwide, royalty-free licence to use, reproduce, display and distribute such content only as reasonably necessary to operate, market and improve the marketplace.

The seller remains responsible for ensuring that uploaded content does not infringe another person's rights.


13. Prohibited Products & Activities

You may not use ISABI STORE to sell, promote, purchase or facilitate unlawful or prohibited goods or services.

This includes, where applicable:

  • Counterfeit goods
  • Stolen goods
  • Fraudulent products
  • Illegal drugs
  • Unlawful weapons
  • Explosives
  • Unlawfully restricted medicines
  • Products prohibited by applicable law
  • Content that facilitates criminal activity
  • Products that infringe intellectual-property rights

We may remove prohibited listings and take appropriate action against accounts involved.


14. Auctions

Where ISABI STORE offers an auction feature, additional auction rules may apply.

By placing a bid, you acknowledge that a bid may constitute a commitment to purchase if you win the auction, subject to the applicable auction rules.

Users must not:

  • Manipulate bids.
  • Create fake bids.
  • Collude with other users.
  • Artificially inflate prices.
  • Use multiple accounts to manipulate an auction.

ISABI STORE may cancel bids, suspend accounts or remove auctions where manipulation or abuse is suspected.


15. Coupons & Promotions

Coupons, discounts and promotional offers may have specific conditions.

Unless expressly stated otherwise:

  • Coupons cannot be exchanged for cash.
  • Coupons cannot be duplicated or reproduced.
  • Each coupon may have usage limits.
  • Promotional offers may have expiry dates.
  • Certain products or categories may be excluded.

For example, where displayed:

Coupon Code: ISABI2026 — 10% OFF orders above ₦100,000.

The specific terms displayed with the promotion will apply.


16. Reviews & Ratings

Customers may be permitted to submit reviews and ratings.

Reviews must be genuine and based on actual experiences.

You must not submit:

  • Fake reviews
  • Reviews on behalf of another person
  • Reviews intended to manipulate rankings
  • Abusive or defamatory content
  • Reviews containing private information
  • Paid or incentivised reviews presented as independent opinions

ISABI STORE may remove reviews that violate these rules.


17. Intellectual Property

The ISABI STORE name, logo, website design, software, graphics, text, interfaces and other proprietary materials belong to ISABI STORE or its licensors unless otherwise stated.

You may not reproduce, modify, distribute, sell, reverse engineer or commercially exploit ISABI STORE's proprietary materials without appropriate permission.

Seller-owned trademarks, logos and product content remain the property of their respective owners.


18. Privacy

Your use of ISABI STORE is also subject to our Privacy Policy, which explains how we collect, use, store and protect personal information.

By using the Platform, you acknowledge that you have had the opportunity to review our Privacy Policy.


19. Third-Party Services

ISABI STORE may integrate with third parties, including:

  • Payment providers
  • Delivery companies
  • Communication providers
  • Analytics providers
  • Authentication services
  • Other technology providers

Third-party services may have their own terms and privacy policies.

ISABI STORE is not responsible for the independent acts, omissions, policies or failures of third-party providers, except to the extent required by applicable law.


20. Platform Availability

We work hard to keep ISABI STORE available and reliable, but we do not promise that the Platform will always be:

  • Available
  • Error-free
  • Uninterrupted
  • Completely secure
  • Free from technical problems

Maintenance, upgrades, outages and other technical circumstances may occasionally affect availability.


21. Limitation of Liability

To the extent permitted by applicable law, ISABI STORE will not be liable for indirect, incidental, special or consequential losses arising from your use of the Platform.

Nothing in these Terms excludes liability that cannot lawfully be excluded or limited.

For marketplace transactions, users acknowledge that sellers are independently responsible for their products and obligations to customers.


22. Indemnity

To the extent permitted by law, you agree to indemnify and hold ISABI STORE, its owners, employees, contractors and service providers harmless from claims, losses, liabilities and expenses arising from:

  • Your violation of these Terms.
  • Your unlawful use of the Platform.
  • Your infringement of another person's rights.
  • Your fraudulent or negligent activities.
  • Content you upload.
  • Your breach of applicable law.

23. Account Suspension & Termination

We may suspend, restrict or terminate access where reasonably necessary because of:

  • Fraud
  • Abuse
  • Security concerns
  • Unlawful activity
  • Repeated policy violations
  • Marketplace manipulation
  • Non-payment of applicable fees
  • Conduct that harms other users or the Platform

Where appropriate, we may provide notice and an opportunity to resolve the issue.

Termination does not automatically eliminate obligations that arose before termination.


24. Changes to These Terms

We may update these Terms from time to time.

When material changes are made, we may provide reasonable notice through the Platform or other appropriate channels.

Your continued use of ISABI STORE after the updated Terms become effective constitutes acceptance of the updated Terms, to the extent permitted by law.


25. Governing Law & Disputes

These Terms shall be governed by the laws of the Federal Republic of Nigeria, subject to applicable mandatory legal requirements.

We encourage users and ISABI STORE to first attempt to resolve disputes amicably through good-faith communication.

Where a dispute cannot be resolved amicably, it may be referred to the appropriate court or other dispute-resolution mechanism having lawful jurisdiction.


26. No Waiver

If we do not immediately enforce a provision of these Terms, that does not mean we waive our right to enforce it later.


27. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue to apply to the extent permitted by law.


28. Entire Agreement

These Terms, together with applicable policies and agreements referenced on ISABI STORE, constitute the agreement governing your use of the Platform, subject to any specific terms applicable to particular services or transactions.


29. Contact Us

For questions, complaints, policy concerns or other enquiries regarding these Terms, please contact ISABI STORE through the official contact channels provided on the Platform.

ISABI STORE
Where Businesses Grow. Customers Shop. And Trust Matters.

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